Terms & Conditions

These Terms & Conditions (“Terms”) govern your access to and use of the Vurtula website (the “Website”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please refrain from using the Website.

Vurtula acts as an independent business introducer within the payments ecosystem. We facilitate introductions and provide strategic and commercial support between merchants and third-party payment service providers (“PSPs”).

Vurtula is not a licensed payment service provider and does not provide regulated payment services. We do not process payments, onboard clients, hold, transmit, or safeguard funds. All regulated activities are carried out exclusively by licensed PSPs.

You may use this Website solely for lawful, informational, and business purposes. You agree not to:

• Use the Website for unlawful or fraudulent purposes

• Attempt to gain unauthorized access to systems or data

• Misrepresent your identity or business

• Use the Website in a way that could damage, disrupt, or impair its functionality

We reserve the right to restrict or terminate access to the Website at our discretion.

Content on this Website is provided for general informational purposes only and does not constitute financial, legal, regulatory, or professional advice.

Any decision to engage with a PSP is made independently by the merchant. You are responsible for conducting your own due diligence, including assessing regulatory status, suitability, and risk.

Any introductions made by Vurtula are non-binding and do not guarantee:

• Acceptance by a PSP

• Commercial terms

• Approval, onboarding, or service availability

Vurtula is not a party to any agreement entered into between merchants and PSPs and bears no responsibility for the performance, acts, omissions, or services of third parties.

To the maximum extent permitted by law, Vurtula shall not be liable for:

• Any direct or indirect loss or damage arising from the use of this Website

• Any loss resulting from reliance on information provided on the Website

• Any disputes, losses, or claims arising from relationships with third-party PSPs

Nothing in these Terms excludes liability where it cannot be excluded by applicable law.

All content on this Website, including text, graphics, logos, and design elements, is the property of Vurtula or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, modify, or distribute any content without prior written consent.

Any non-public information shared with Vurtula during discussions or introductions will be treated as confidential, subject to applicable legal and regulatory obligations.

Use of this Website is also governed by our Privacy Policy, which outlines how personal data is collected and processed.

We may update these Terms from time to time. Any changes will be effective upon publication on this Website. Continued use of the Website constitutes acceptance of the updated Terms.

These Terms shall be governed by and construed in accordance with the laws of the republic of Cyprus, without regard to conflict of law principles.

Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the republic of Cyprus.

For questions regarding these Terms, please contact: support@vurtula.com